I too gone for Loan, Lease you need to have same down payment as Loan amount too, so no way it’s like, wow i can use the bike for 6 months and then i don’t need to pay the remaining amount and dispose the bike !! No.
So Loan feels like owning the bike after paying a considerable minimum down payment (~30k).
What are the Doc for loan needed
It was 8.5% flat for any duration for load up to 5 years.
So i took 3 years (with 30k min downpayment), which came around 3.5k / month for emi.
Process seems fairly simple, one thing Ather can improve is,
Save Address & Phone number like Amazon and don’t ask every time to type.
Reduce as much steps as possible for end user.
@abhishek.balaji @rajeshkav @Ather.Team thank you for opening the payment window, just have few doubts,
1 - I need a specific number for the vehicle. So can that be done after payment is made?
2 - since no footrest is available in Ather 450 for now so after I get my vehicle can I have it installed manually? Will that impact my warranty of vehicle?
Note : I am buying the vehicle at one shot… So please clarify soon so I can make payment.
For specific number: I would like to register my 450 with special number of my choice. Is that possible?
On footrest: Any non-approved modifications to the vehicle or addition of non approved parts/accessories to your vehicle voids warranty.
I believe you are talking about side foot rest for one sided sitting. Many of the users (I mean to say their spouses), including my wife in Bengaluru are fine with the current small foot rest.
These days if ladies are not in saree, they are ready to sit normally too (legs on both sides). It helps the rider in balancing and safety too.
Any of the new owners, could you confirm if you have availed the lease option and have received your vehicle.
Any member who was in the first batch and completed the Lease formalities and is still awaiting delivery. Just wanted to check if the issues related to RTO registration and lease is solved or still being worked on.
Rest assured, the side foot rest is not much of an issue even for saree wearing older ladies! I travel with my mother every day for more than 50kms and have had no issues.
My mother is 60 with knee problem… She can’t sit on Ather by stepping on footrest. (I inquired attaching one, but sidestep not possible without structural damage, don’t do it…Ather is right on this one). Anyways i usually take her with the following hacks:
For everyone else, the footrest is more than enough (i do not carry people who want to sit sideways, its a fall risk)
Once again, i usually park near a hundred scooters in my office and i would never want to be lost in the crowd of old water buffalo design scooters. Ather may have shortchanged in service and delivery…but i do appreciate the design and product. Being bold has its sacrifices
My mother struggles… and says No to come by Ather straightaway… So, the portable stool is my hack… She comes in my scooter 4-5 times a month… Carrying that stool is not a big deal…
But, definitely Ather 2.0 should have this. Because, In India, scooters are scooters regardless of how you design it or how you assumed it to be used. 
@Shreyas @abhishek.balaji @Ather.Team
Why does the payment page says that insurance is to be bought seperately?? The breakup does consists of insurance amount then what other insurance is to be bought?
Guess Prem has gone for lease. Don’t think there are any issues.
Please click on ‘break up’ in the first screen, you should see the insurance cost included.
Ather cannot sell Insurance - they are not IRDA accredited. The insurance mentioned in the break-up us the one you need to pay GoDigit directly. Once payment is made GoDigit will confirm that back to Ather so they can start the registration and delivery process.
Or you can buy insurance from another provider and submit that to Ather.
@raghav.srinivasan thanks for the reply… Just wanted to check if I buy insurance from other provider then will the amount be reduced?? 
The insurance amount mentioned in the website (5826) is indicative. You pay the actual amount to the insurer directly. In this case you pay 5826 to GoDigit.
Only the remaining amount goes to Ather (1,22,224 - 5826).
So even if you take insurance from some other insurer directly, say HDFC, the amount you pay to Ather will be same (1,22,224 - 5826)
Okay thanks vishnu
the calculation seems wrong, if you have to pay say 136808+5472+850-26732 the amount should be 116398 also we need to deduct the advance paid if paid like the first and second batch 5000, the total amount payable should be 111398. correct me if i’m wrong, plus you have the insurance to be paid separately
