- For pre-bookings done till a certain date (November 1st I think) Ather One subscription is inclusive. Hence it is mentioned as Zero
- For new vehicles only 3rd party is mandatory for 5 years…Own damage is only for 1st year. Again that 7k and 6k are probable figures. As you’ve written you can get better prices too.
You can get just the own damage/Theft cover from the 2nd year. May not be listed on the website now but insurance